August is the make-or-break month for agents. Carrier certifications typically close quickly, and if you’re scrambling to finish AHIP in September, you’ll risk:

• Missing carrier deadlines
• Falling behind competitors who are already marketing
• Losing time you could spend on client outreach and lead generation

Think of AHIP as your AEP ticket. The sooner you complete it, the sooner you can focus on revenue-generating activities like scheduling client appointments, refreshing your marketing materials, and completing carrier-specific certifications.

If you’re short on time, focus on these five proven strategies to maximize your score:

1. Prioritize high-weighted topics first
   Medicare basics and compliance questions make up the majority of the exam. Study these sections thoroughly before diving into niche topics.
2. Use reputable study guides and flashcards
   Condensed guides help you zero in on what matters most. Flashcards can reinforce key terms, eligibility rules, and compliance do’s and don’ts.
3. Take at least one timed practice exam
   The AHIP exam is timed (50 questions in 2 hours), and taking a practice run will help you get comfortable with pacing.
4. Read every question carefully
   Small wording differences;like “always” vs. “sometimes”;can completely change the answer. Slow down and re-read tricky questions.
5. Break study sessions into blocks
   Instead of cramming, aim for focused 30–45 minute study blocks. This improves memory retention and prevents burnout.

Pro Tip: AHIP allows three attempts before you must repurchase the exam. If you fail twice, pause and review your weak areas before trying again.

When you’re short on time, it’s tempting to cut corners; but these mistakes could cost you the exam:

• Skipping updated 2025 rule changes: Each year, AHIP updates the content to reflect new CMS guidelines.
• Guessing through modules: Even though you can “fast forward,” skipping content increases your chance of missing key questions.
• Failing to review carrier-specific requirements: Some carriers require you to take the AHIP through their portal for a discounted rate.

Avoid the panic moves. It’s faster (and cheaper) to slow down and do it right the first time.

At IAD, we know how stressful this process can be; especially if you’re new to the industry or short on time. That’s why we’re building resources to help you succeed, including:

• AHIP Study Tips PDF: Download our free guide for a step-by-step study plan, quick-reference charts, and a checklist of what to submit after you pass.
• Live training sessions: Join our upcoming webinars where we walk through the toughest sections of the exam.
• Agent coaching: Need one-on-one support? Our senior advisors have passed AHIP dozens of times and can help you navigate tricky topics.

Contact us here to request AHIP support or sign up for our training sessions.

Congratulations! Now it’s time to make sure your certification is applied correctly so you’re ready to write business.

1. Submit your AHIP completion certificate to each carrier: Most carriers allow you to transmit it directly from AHIP, but some may require you to upload it manually to their portals.
2. Complete all carrier-specific certifications: AHIP only qualifies you to sell MA and PDP plans at a high level. Each carrier has its own additional training.
3. Start your AEP preparation checklist: Organize your marketing materials, set up client outreach, and block time on your calendar for appointments. (We’ll cover these steps in detail in next week’s blog!)

We’ve packaged everything from this blog; and more; into a free downloadable PDF you can keep by your side as you study. It includes:

• A 5-day study schedule (for those cramming!)
• High-weighted topic breakdowns
• A “what to do after you pass” checklist

Click here to download the AHIP Study Tips PDF now.

This resource is perfect for independent agents who want to finish strong and avoid last-minute stress.

Don’t let AHIP delay your AEP success. Use the tips in this guide, download the free PDF, and reach out to our team if you need help.

Reach out to the IAD team here; we’re happy to guide you.