A wider range of products and carriers can provide you with more options to meet your clients’ needs. Consider:

  • Carrier relationships: Does the FMO have strong relationships with reputable carriers?
  • Product portfolio: Do they offer the types of insurance products you want to sell (e.g., life, health, Medicare, annuities)?
  • Exclusive products or programs: Does the FMO have access to any exclusive products or programs that could give you a competitive edge?
  • Contracting process: How easy is it to get appointed with the carriers the FMO represents?