One Medicare-eligible employee can drive a double-digit renewal increase. Most agents sense it. Few know how to fix it—without losing the client or crossing compliance lines. This webinar shows you the clean carve-out strategy that smart agents are using to stabilize small groups, protect 65+ clients, and strengthen employer relationships.

What You’ll Learn :

• Why 65+ employees silently inflate small group costs

• The mistake agents make when they “just move them to Medicare”

• When group retiree medical works better than MAPD or Medigap

• How to carve out Medicare-eligible lives without breaking the group

• Real-world scenarios you can apply immediately

Who Should Attend This webinar is ideal for:

• Small group agents

• Medicare agents working with employer clients

• Hybrid agencies serving mixed-age groups

• Agents tired of renewal shock and weak alternatives

Why This Matters Now:

Groups are smaller. Rates are higher. Employers are frustrated. Agents who can solve this problem don’t compete on price—they compete on strategy.