Limited Medical is supplemental insurance that pays you fixed benefits to help with everyday medical expenses. You can use its benefits alone or in addition to your primary insurance to give you extra help with those unavoidable out-of-pocket expenses and other costs major medical doesn’t cover. Your Limited Medical insurance will pay you a predetermined, set amount for common inpatient and outpatient services like doctor and wellness visits, daily hospital room, surgery, diagnostic and ambulance service. Benefits the average person can use. They can also include benefits for accidental death, fracture, burn and critical illness depending on the plan you choose.